As of 4 January 2010, a merger of Getin Bank S.A. and Noble Bank S.A. has created Getin Noble Bank SA .

Listed on the Warsaw Stock Exchange, a local bank a few years ago, Getin Noble Bank S.A. is now becoming one of the key players in retail banking and the most recognisable bank providing products and services to the wealthiest customers.

The merged bank will be a fully universal bank offering a variety of credit, saving and investment products, plus a wide range of additional financial services for individual customers and business clients.

The bank will continue to provide private-banking services under the Noble Bank brand. Also, the bank will continue to operate its separate Getin Bank branches specialising in retail banking.

No changes to the existing processes and procedures will require changes to existing agreements, credit cards or bank account numbers and, therefore, require customers to contact the bank to update any documents. The main changes include centralising the majority of administrative functions, which will strengthen the bank’s position in the financial sector.

We will work all the time to develop our financial services and will focus on improving the quality of our customer service. We believe that all this will directly translate into a stronger positive image of our institution.

Letter from the presidents of the GETIN Bank and Noble Bank to customers and shareholders